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	<title>American Auto Assurance</title>
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		<title>Vehicle Service Contracts Cover More than Just Parts and Labor</title>
		<link>http://americanautoassurance.com/vehicle-service-contracts-cover-more-than-just-parts-and-labor/</link>
		<comments>http://americanautoassurance.com/vehicle-service-contracts-cover-more-than-just-parts-and-labor/#comments</comments>
		<pubDate>Wed, 16 May 2012 06:39:15 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[vehicle service contract information]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2312</guid>
		<description><![CDATA[Let’s discuss a real-world scenario; you’re driving on your way to work in your 2008 GMC Envoy. As you’re driving along, you notice while you’re stopped at a light that your onboard computer warns you that your oil pressure is ...]]></description>
			<content:encoded><![CDATA[<p>Let’s discuss a real-world scenario; you’re driving on your way to work in your 2008 GMC Envoy. As you’re driving along, you notice while you’re stopped at a light that your onboard computer warns you that your oil pressure is low. You’re thinking that you just had the oil changed about 1,000 miles ago. What could be the problem? You notice that the needle on your oil pressure gauge is bouncing up and down and then suddenly drops. Your SUV shudders, the engine locks up, and you quickly turn it off. Unfortunately, the damage is already done.</p>
<p>A series of questions start to run through your head …</p>
<p>What’s this going to cost me? Good questions. Better get it into the shop and get it checked out.</p>
<p>Is your Envoy still under warranty? Nope. Unfortunately, it expired last year.</p>
<p>How are you going to get it into the shop? Towed it.</p>
<p>What’s that going to cost me? Roughly $80.</p>
<p>Is my mechanic going to be busy this morning or can he get to checking out my SUV right away? Nope. Sorry, but things are busy this morning.</p>
<p>We’ve got a few questions of our own …</p>
<p>Once you got it into the shop, how long did you need to leave your van in the shop before they were able to inspect it, diagnose the problem, fix it, recalibrate it, and test it? 4 days.</p>
<p>How did you get around while your envoy was in the shop? Rented a car.</p>
<p>How much did that cost you? $160.</p>
<p>What was the problem? A blown engine.</p>
<p>Ouch &#8230; what did that cost you? About $4,500.</p>
<p>Ever have this happen to you, or something like it. The cars, trucks and SUVs we’re driving around are bound to break down, especially considering that the average age of autos on US roads today are more than a decade old.</p>
<p>So what’s the solution? Make sure your car, truck or SUV is under warranty. If the factory warranty is still current, good for you. If it isn’t, it’s time to do your research on vehicle service contracts.</p>
<p>Some companies market these as “extended auto warranties”. However, the <a title="Vehicle Protection Association" href="http://www.vpanet.org/" target="_blank">Vehicle Protection Association</a> (VPA), the consumer advocates for bring credibility and quality to the aftermarket auto warranty industry, prefers the terms “vehicle protection plans” or “vehicle service contracts” instead because they know that the term “extended auto warranties” has been abused and misused to confuse auto owners into buying plans that they thought were backed by the auto manufacturers.</p>
<p>No shenanigans here. At American Auto Assurance, we joined the VPA because we believe in integrity, too. Our customer care representatives are ready to answer all of your questions and provide you the insight and the guidance so you can make an educated decision about what’s best for your auto and your wallet. We only offer fully-insured, A rated policies, so you know that when you have a breakdown, you have the service and coverage you need.</p>
<p>Here’s the quick list of what you get when you invest in vehicle service contracts with American Auto Assurance:</p>
<p>• Fully Insured<br />
• Service at any ASE certified location<br />
• 24 / 7 Roadside Assistance<br />
• Towing Service<br />
• Rental Car Coverage<br />
• No Additional Fees<br />
• Transferrable Coverage<br />
• 30-day Money Back Guarantee<br />
• Pro-rated Refunds<br />
• No Credit Check Required<br />
• Affordable Monthly Payments<br />
• Discount Options<br />
• Cash Back Referral Program</p>
<p>To get the process started, call us today at <strong>(877) 214-0335</strong> or fill in the form on our <a title="Get started with vehicle service contracts" href="http://americanautoassurance.com/get-started/" target="_blank">Get Started</a> page. We do offer discounts, too. There’s our first time callers discount, our <a title="military discount" href="http://aaamilitarydiscount.com/" target="_blank">military discount</a>, <a title="government employee discount" href="http://aaagovdiscount.com/" target="_blank">government employee discount</a>, <a title="teacher discount" href="http://aaateacherdiscount.com/" target="_blank">teacher discount</a>, <a title="senior discount" href="http://aaaretirementdiscount.com/" target="_blank">seniors discount</a>, and more. We’re ready to answer your questions and get your vehicles protected.</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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		<title>Does Your Auto Need a Tune Up Before a Memorial Day Weekend Road Trip?</title>
		<link>http://americanautoassurance.com/does-your-auto-need-a-tune-up-before-a-memorial-day-weekend-road-trip/</link>
		<comments>http://americanautoassurance.com/does-your-auto-need-a-tune-up-before-a-memorial-day-weekend-road-trip/#comments</comments>
		<pubDate>Sun, 13 May 2012 17:48:22 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[auto maintenance]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2309</guid>
		<description><![CDATA[With warmer weather arriving and Memorial Day weekend a couple of weeks away, you may be thinking about taking a road trip. If so, you need to make sure your vehicle is going to get you there and back without ...]]></description>
			<content:encoded><![CDATA[<p>With warmer weather arriving and Memorial Day weekend a couple of weeks away, you may be thinking about taking a road trip. If so, you need to make sure your vehicle is going to get you there and back without an inconvenient and costly breakdown. Here are some tips to help you keep your journey memorable for all the right reasons, rather than memories of sitting on the side of the road waiting for a tow truck!</p>
<p>&nbsp;</p>
<h3>Under the Hood</h3>
<p>Starting with under the hood; when was the last time you checked all your vehicle’s fluid levels? Most people do fairly regular oil checks and changes, but, even if you have done that, can you remember when you last checked, topped off or changed your coolant, brake, power steering and transmission fluids? Now would be a good time to get it done. If you are changing your oil or transmission fluid, it is always a good idea to get new filters for them, too. Remember to check and top off your windshield washer fluid as well.</p>
<p>Once you have finished checking the fluids, have a look at the hoses and belts under the hood. Is the rubber sound on the hoses and are the connections firm and tight? Are the belts in good order and the tension looking good or are they looking perished, cracked or saggy? Faults here can cause a lot of damage to your engine, so it’s worth a few minutes and maybe a few dollars to make sure everything is in good order.</p>
<p>&nbsp;</p>
<h3>The Exterior</h3>
<p>Now that you have checked and made sure everything is in good shape under the hood, check that your tires are in good shape with plenty of tread and that they have no cracks or nails in them. If your tires are not in good shape, don’t wait any longer to replace them. If they have uneven wear, get the possible causes looked into while your car is still at the garage.</p>
<p>If your tires are in good shape, have them rotated if they haven’t been done for a while. Make sure they are at the recommended pressure, which is a factor that can help with your vehicle’s fuel economy. While the wheels are off, it is a good time to get your brakes inspected.</p>
<p>Make sure your windshield and lights are clean so you can see and be seen clearly. Check that your windshield wipers are clean and that the rubber is in good shape, and not brittle or ripped, so you are ready for any bad weather you may encounter on the trip. Get a friend to help make sure that all your lights are working, including headlights, brake lights, reverse lights and indicators front and back. Make sure that the lenses over them are sound and there are no cracks or holes in them. In most places you can, and probably will, get a ticket for burnt out bulbs, or white light showing through brake, tail or indicator lights.</p>
<p>&nbsp;</p>
<h3>Your Auto Warranty</h3>
<p>In addition to an auto tune up, one other thing you should look into before your trip is your vehicle’s warranty. Your warranty will help cover most issues (depending on your coverage) in the event that you are unlucky enough to interrupt your trip with a breakdown. If your manufacturer’s warranty has expired or will expire soon, now is a good time to look into an A rated, fully-insured, <a title="vehicle service contract" href="http://americanautoassurance.com/programs/" target="_blank">vehicle service contract</a>. These plans will take over where your original warranty leaves off.</p>
<p>If you’re ready to protect your vehicle and your wallet from the high price of surprise auto repair bills, call us toll-free at <strong>(877) 214-0335</strong>. We’ll answer all of your questions and make sure you get everything in writing. If you’re a first time caller and you’re ready to take advantage of our low monthly rates for protecting your vehicle, we give all first time callers a <strong>$500 discount</strong> and we waive the vehicle inspection.</p>
<p>BTW – our policies come with 24/7 roadside assistance, towing service, rental car coverage and more. Call today and get your vehicle service contract in place before you head out on that Memorial Day Weekend road trip!</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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		<title>Do Saab Owners Need an Auto Warranty?</title>
		<link>http://americanautoassurance.com/do-saab-owners-need-an-auto-warranty/</link>
		<comments>http://americanautoassurance.com/do-saab-owners-need-an-auto-warranty/#comments</comments>
		<pubDate>Wed, 09 May 2012 01:02:59 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[vehicle service contract information]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2305</guid>
		<description><![CDATA[Typically, all new cars, trucks and SUVs that roll off of the assembly line come with an auto warranty from the manufacturer. However, last December, new Saab owners received some unfortunate holiday news. Due to the car manufacturer’s financial woes, ...]]></description>
			<content:encoded><![CDATA[<p>Typically, all new cars, trucks and SUVs that roll off of the assembly line come with an auto warranty from the manufacturer. However, last December, new Saab owners received some unfortunate holiday news. Due to the car manufacturer’s financial woes, Saab announced that they would not honor the warranties that came with their vehicles purchased in the United States.</p>
<p>On December 19, the Swedish courts approved Saab’s bankruptcy request to liquidate. While this didn’t affect all Saab auto owners, it did leave many in the lurch.</p>
<p>&nbsp;</p>
<p><strong>So who’s out of luck?</strong></p>
<p>Saab Cars, North America Division stated that it would no longer support claims on the following:</p>
<p>• New car warranties<br />
• Powertrain warranties<br />
• Certified pre-owned coverage<br />
• Parts warranties<br />
• Emission warranties<br />
• Safety belts and airbags<br />
• Towing<br />
• Recalls<br />
• Goodwill<br />
• No-charge maintenance</p>
<p>While this isn’t a complete list of service that they no longer support, it was expected to affect thousands of drivers in the US for those who bought their Saab prior to February of 2010 when the auto maker was still owned by GM. If you bought your Saab while GM owned the company, you are fortunate because the US auto maker will honor their service agreements.</p>
<p>However, if you bought your Saab car after the February cut-off, the 4-year/50,000-mile warranty with roadside assistance that came standard on their vehicles is no longer valid.</p>
<p><strong></strong></p>
<p><strong>What are your options?</strong></p>
<h3>1. Go without a warranty.</h3>
<p>Hopefully, Saab built a quality vehicle that won’t have any major problems in the near future. Did the pending bankruptcy have any impact on their manufacturing quality? The problem is, you simply don’t know. It’s a gamble. Can you afford it?</p>
<p>&nbsp;</p>
<h3>2. Get a quote on an A-rated vehicle service contract.</h3>
<p>Normally, a vehicle service contract is to protect your auto after the manufacturer’s warranty expires. In the case of Saabs purchased in the US after February 2010, the need for a vehicle service contract has come much sooner than expected. Our fully-insured plans come with many of the same protections that you would have enjoyed with your original warranty, including:</p>
<p>• Coverage for parts and labor<br />
• 24/7 roadside assistance<br />
• Towing service<br />
• Rental car coverage<br />
• Transferrable ownership<br />
• And more</p>
<p>With an A-rated vehicle service contract from American Auto Assurance, you can get your vehicle serviced by any ASE certified mechanic, giving you great flexibility than a factory warranty. And since our policies are fully insured, you don’t have to worry about a bankruptcy cancelling your policy. “Fully insured” means that if the current insurance provider backing your auto warranty should have to declare bankruptcy, another company in good standing will step in and back your policy without a change to service or rates.</p>
<p>If you own a Saab car and you’re currently driving without an auto warranty, give us a call today at <strong>(877) 214-0335</strong> or fill in the form on our <a title="vehicle service contract quote" href="http://americanautoassurance.com/get-started/" target="_blank">Get Started</a> page. Our customer care representatives are ready to answer all of your questions and find the right <a title="vehicle service contract" href="http://americanautoassurance.com/programs/" target="_blank">vehicle service contract</a> for your car, truck, or SUV … and your wallet.</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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		<item>
		<title>Is Your Auto Ready for Summer?</title>
		<link>http://americanautoassurance.com/is-your-auto-ready-for-summer/</link>
		<comments>http://americanautoassurance.com/is-your-auto-ready-for-summer/#comments</comments>
		<pubDate>Thu, 03 May 2012 21:04:00 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[auto maintenance]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2301</guid>
		<description><![CDATA[Wednesday June 20 is the first day of summer. With a little more than a month to go, and the kids getting out of school soon, many of you are already making plans for your summer road trips. Did you ...]]></description>
			<content:encoded><![CDATA[<p>Wednesday June 20 is the first day of summer. With a little more than a month to go, and the kids getting out of school soon, many of you are already making plans for your summer road trips. Did you plan any auto maintenance to make sure that your vehicle will get you safely and without problems to your favorite destination? Most people don’t until they start to see signs of a problem, like a warning light or a strange smell or sound. Don’t be like most people.</p>
<p>While the elements of the winter months can pose some visually obvious problems for your vehicle, the summer months bring their own stresses that you should be aware of and not ignore. Depending on where you live, extreme temperatures … hot or cold … can cause problems for your vehicle. In the summer months, you’re more likely to find yourself stuck in stop-and-go traffic. And if you live in a desert region, your vehicle is susceptible to the additional dust that can wreak havoc on your air filters.</p>
<p>Here are 5 things to check to get your vehicle summer-ready.</p>
<p>&nbsp;</p>
<h3>1. Oil</h3>
<p>If you are already inspecting and changing your oil per the recommendation in your owner’s manual, you’ll be in good shape. If you’ve been delaying a change to try and save some change, you could be doing damage to your vehicle that will end up costing you more than the price of an oil change. Keep in mind that shorter trips, stop-and-go driving, extended trips towing toys all put an extra stress on your engine. Make sure it has clean oil and filters to keep it lubricated and cooled.</p>
<p>&nbsp;</p>
<h3>2. Cooling System</h3>
<p>Speaking of cool, your engine does use the oil to help dissipate heat, but it needs a healthy supply of coolant, too. One of the biggest offenders for summer breakdowns is overheating. Have your mechanic check the level, concentration, and quality of your coolant to make sure that you are maintaining a 50/50 mix of coolant and water.</p>
<p>&nbsp;</p>
<h3>3. Air Conditioning</h3>
<p>And now that you’ve made sure your engine will stay cool, don’t forget about your own comfort. If you live in Phoenix, Las Vegas, Austin, Atlanta and other areas where rolling down the windows isn’t a good option for cabin comfort, you should have your air conditioning system checked. Have your mechanic inspect the Freon level and the cabin air filters.</p>
<p>&nbsp;</p>
<h3>4. Engine</h3>
<p>How has your engine been performing overall? Have you noticed any new shake, rattle, and roll? If so, your engine is trying to tell you something. Have your mechanic check the filters, belts, clamps, hoses, and diagnostics for signs of aging, wear, leaks or other problems.</p>
<p>&nbsp;</p>
<h3>5. Windshield Wipers</h3>
<p>A dirty windshield isn’t just a cosmetic issue; it can be a safety hazard. Make sure that the rubber on your windshield wipers haven’t been damaged and that you have enough fluid.</p>
<p>&nbsp;</p>
<p>One last protection you should look into before summer arrives is your warranty. Your warranty will help cover most issues (depending on your coverage) in the event that you have a breakdown. If your warranty has expired or will expire soon, now is a good time to check out an A rated fully-insured, <a title="vehicle service contract" href="http://americanautoassurance.com/programs/" target="_blank">vehicle service contract</a>. These plans will take over where your manufacturer’s warranty leaves off. If you’re ready to protect your vehicle and your wallet from the high price of surprise auto repair bills, call us toll-free at <strong>(877) 214-0335</strong>. We’ll answer all of your questions … and we’ll give you a <strong>$500 discount</strong> on your policy and waive your vehicle inspection for all first time callers who sign up.</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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		<title>Crucial Tire Care</title>
		<link>http://americanautoassurance.com/crucial-tire-care/</link>
		<comments>http://americanautoassurance.com/crucial-tire-care/#comments</comments>
		<pubDate>Tue, 01 May 2012 19:03:51 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[auto maintenance]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2297</guid>
		<description><![CDATA[Most of us give our attention to engine, brakes, and suspension when dealing with maintenance, but really, the most crucial safety and performance component is your tires. How often do you think about the small area of the rubber at ...]]></description>
			<content:encoded><![CDATA[<p>Most of us give our attention to engine, brakes, and suspension when dealing with maintenance, but really, the most crucial safety and performance component is your tires. How often do you think about the small area of the rubber at the four corners of your vehicle which is the only part of the vehicle that is the actual point of contact with the road in all sorts of weather conditions and at varying speeds?</p>
<p>Most people’s tire care program is to rely on a tire&#8217;s tread depth to determine its condition. But the rubber compounds in a tire deteriorate with time, regardless of the condition of the tread. An old tire poses a serious safety hazard.</p>
<p>For you, old tires might never be an issue. If you drive a typical number of miles — 12,000-15,000 miles annually — your tire&#8217;s tread will wear out in three to four years, long before the rubber compound does. But if you drive less than the average number of miles, aging tires could be an issue. The same concern applies to spare tires and &#8220;new&#8221; tires that have never been used but are old. This is because cracks in the rubber begin to develop over time. They may appear on the surface, on the walls, and inside the tire as well. This cracking can eventually cause the steel belts in the tread to separate from the rest of the tire.</p>
<p>Here are 4 factors that contribute to your tires aging.</p>
<p>&nbsp;</p>
<h3>1. How You Treat Your Tires</h3>
<p>Are your tires properly inflated? Have any of them hit the curb too many times? Have they ever been repaired for a puncture? Tires on a car that you only drive on the weekends will have a different aging pattern than those on a car that&#8217;s driven daily on the highway. All these factors contribute to the rate at which your tires wear out. Proper maintenance is the best thing you can do to ensure a long tire life. Maintain proper air pressure in tires, have them rotated regularly, and have them routinely inspected are all a necessary part of a tire care program.</p>
<p>&nbsp;</p>
<h3>2. Heat</h3>
<p>Research has found that tires age more quickly in warmer climates and that environmental conditions, like exposure to sunlight and coastal climates, can hasten the aging process. People who live in warm weather and coastal states should keep this in mind when deciding whether they should retire a tire.</p>
<p>&nbsp;</p>
<h3>3. Storage</h3>
<p>When you think of tire care, do you consider how your spare tire lives its life? If you own a truck, the spare may be mounted underneath the vehicle, exposed to the dirt and the elements. If your spare is in the trunk, it&#8217;s as if it is baking in a miniature oven. Most often, the spare never sees the light of day. But if the tire has been inflated and mounted on a wheel, it is technically &#8220;in service&#8221; — even if it&#8217;s never been used.</p>
<p>&nbsp;</p>
<h3>4. Decision Time</h3>
<p>Getting rid of an unused spare or a tire with good-looking tread may well be the hardest thing for a thrifty consumer to do. However, if it&#8217;s old, that&#8217;s exactly what you should do.<br />
Of all your vehicle&#8217;s components, tires have the greatest effect on the way it handles and brakes. So if the tire store recommends new tires at your five-year tire check-up, spend the money and don&#8217;t put it off. Your life, your family’s lives and the lives of other road users may depend on how you care for your tires.</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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		<title>What You Should Know Before Purchasing a Vehicle Service Contract</title>
		<link>http://americanautoassurance.com/what-you-should-know-before-purchasing-a-vehicle-service-contract/</link>
		<comments>http://americanautoassurance.com/what-you-should-know-before-purchasing-a-vehicle-service-contract/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 18:46:42 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[vehicle service contract information]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2293</guid>
		<description><![CDATA[Do you have any concerns or confusion about what a vehicle service contract is or how it could benefit you? If so, you’re not alone. With some may different names marketed, from extended auto warranties, to vehicle protection plans, vehicle ...]]></description>
			<content:encoded><![CDATA[<p>Do you have any concerns or confusion about what a vehicle service contract is or how it could benefit you? If so, you’re not alone. With some may different names marketed, from extended auto warranties, to vehicle protection plans, vehicle service plans, and vehicle service contracts, how could you not be confused? How are they the same? How are they different? Are they auto insurance with a different name? Do you need one if your factory original warranty is still in affect?</p>
<p>So many questions …</p>
<p>At American Auto Assurance, we want to clear up the confusion, and not add to it. We believe a happy customer is someone who knows what they are investing in and can take advantage of its value when they need it. We’re committed to answering all of your questions before you purchase a vehicle service contract so we can consult you on the best policy for your needs. We’re not here to make a quick sale; we want to have you as a customer for years to come.</p>
<p>Here are two critical issues we believe you should know before you purchase a vehicle service contract.</p>
<p>&nbsp;</p>
<h3>1. Understand what your vehicle service contract covers.</h3>
<p>We know this sounds like an obvious statement, but not all contracts are the same. We offer Inclusive and Exclusive policies. Some only cover Powertrain issues, while others are similar to your manufacturer’s bumper-to-bumper warranty that came with your auto when it was new.</p>
<p>Before we go on, we want to make a clear distinction … a vehicle service contract is not an extension of your auto maker’s warranty, even though some companies market them as “extended auto warranties”. Some companies have gotten into legal trouble promoting their warranties in this manner. The only company that can offer you an extension on their factory warranty is the factory. If you are receiving offers from another company stating they will extended your Honda or Toyota warranty for you, realize that it isn’t actually Honda or Toyota that are backing your policy unless their name is on the contract. Don’t get lured in by false advertising or promises,</p>
<p>Ultimately, what we’re stressing here is that you make sure you read your policy paperwork before you sign up. When you invest in a vehicle service contract with us, we provide you clear details about the coverage you will receive. Plus, all of our policies are backed by AM Best’s A rated insurance companies meaning they are in good standing and that they are financially stable. And if for whatever reason they declare bankruptcy, another company in good standing will step in and cover your vehicle service contract with no change or extra fees to you.</p>
<p>&nbsp;</p>
<h3>2. Maintain your vehicle and keep all of your service records.</h3>
<p>A warranty is essential to protect you your vehicle if it has a component failure or breaks down if you don’t want a surprise bill that you need to pay out of pocket. Most cars, trucks, and SUVs will come with factory auto warranties when they roll off of the assembly line. They are transferable. A vehicle service contract is very much the same thing, depending on the terms of your contract. However, it is your responsibility to maintain your vehicle. Your warranty is meant to protect you if components fail prematurely, not if they aren’t taken care of.</p>
<p>For example, if your owner’s manual states you need to change your oil every 8,000 miles and you decide to change it every 15,000 miles as a way to save money but resulting in an engine failure, you’re likely looking at a large out of pocket expense even if you have a vehicle service contract. As with any warranty, you need to keep records of any maintenance and repair you have done on your vehicle. Records can include invoices and credit card receipts. Make sure you read at the requirements in your policy.</p>
<p>If you have questions about investing one a fully-insured, A rated vehicle service contract, you can call us toll free at <strong>(877) 214-0335</strong> or fill in some basic info on our Get Started page. If you are ready to make a decision right away after getting all of your questions answered, we recommend you give us a call. We will <strong>deduct $500</strong> from the total price of your <a title="vehicle service contract" href="http://americanautoassurance.com/get-started/" target="_blank">vehicle service contract</a> and waive your vehicle inspection for all first-time callers.</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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		<title>6 Tips for Choosing an Auto Repair Shop</title>
		<link>http://americanautoassurance.com/6-tips-for-choosing-an-auto-repair-shop/</link>
		<comments>http://americanautoassurance.com/6-tips-for-choosing-an-auto-repair-shop/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 05:18:31 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[auto maintenance]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2290</guid>
		<description><![CDATA[If you’ve recently moved to a new area, bought another car, or if you’ve grown tired of doing your own repair and maintenance, it’s time to find an auto repair shop you can trust. With so many options, from dealerships ...]]></description>
			<content:encoded><![CDATA[<p>If you’ve recently moved to a new area, bought another car, or if you’ve grown tired of doing your own repair and maintenance, it’s time to find an auto repair shop you can trust. With so many options, from dealerships to independently owned shops, how do you know which is the right one for you?</p>
<p>Here are 6 tips to consider for making right decision for your needs.</p>
<p>&nbsp;</p>
<h3>1. Autos They Specialize In</h3>
<p>There may be several quality auto repair shops in your area, but not all shops specialize in all vehicles. Over the last few years, several shops that once specialized in a particular aspect of auto repair have expanded their service offerings. For example, some brake shops now offer services for oil changes. Just as there are specialists in other professions, the same holds true for auto shops. Find a shop that specializes in your make and model.</p>
<p>&nbsp;</p>
<h3>2. ASE Certification</h3>
<p>You’ve probably seen the little blue and white ASE stickers posted in auto shops indicating the mechanics meet the ASE standard. But what does that really mean for you? The National Institute for Automotive Service Excellence (NIASE) operates a national testing and certifying program. To achieve certification, mechanics must pass at least one exam and have two years of work experience.</p>
<p>An equivalent to the ASE certification often found at dealerships is the manufacturer’s certification. This designation comes from the auto manufacturer stating that mechanics have been trained and tested on their autos. Make sure they have certification from your auto’s manufacturer and not another maker.</p>
<p>&nbsp;</p>
<h3>3. Cleanliness</h3>
<p>The cleanliness, or lack thereof, of a shop is often an indication of its attention to detail. When you bring in your auto, you want to know that the mechanics will follow a specific check list for inspecting and repairing a problem. Skipping steps in the process can lead to multiple visits or missed opportunities for identifying problems early on. When you visit a shop, take a look at how they treat their tools and if they clean the stalls in between vehicles serviced.</p>
<p>&nbsp;</p>
<h3>4. Tools and Equipment</h3>
<p>With the significant changes to the engineering of autos over the last five years has increased the need for more sophisticated tools and equipment to properly diagnose, repair, recalibrate, and test vehicles. When you look out on the shop floor, do you see clean, well-maintained equipment at each service bay? If not, ask the manager to show you the equipment they use and how often they calibrate the machines.</p>
<p>&nbsp;</p>
<h3>5. Reputation</h3>
<p>Lucky for you, the Internet, industry relevant associations, and trade mags provide good information about auto repair shops that you can check out before even leaving the house. The Better Business Bureau, AAA, local community awards (many communities now rate local services for best performance), and Google all can provide good insight as to certifications and customer ratings.</p>
<p>&nbsp;</p>
<h3>6. Warranty</h3>
<p>Today, most shops offer warranties. However, some only pass along the warranty that comes from the factory on parts and do not extend a warranty on their labor. Other local shops trust their work enough to pass along that trust to you by extending their warranties to cover their service, too. The longer the coverage on labor, the better.</p>
<p>&nbsp;</p>
<p>If your auto no longer carriers the factory original warranty consider protecting yourself with a fully-insured, A rated, vehicle service contract. With our contracts, you’ll have peace of mind knowing that if your auto breaks down, you can get service with any ASE certified mechanic. Plus our plans cover other benefits, too, like towing service, rental car coverage, and 24/7 roadside assistance. Call us toll free today at <strong>(877) 214-0335</strong> to speak with one of our customer care representatives to help you find the right <strong><a title="vehicle service contract" href="http://americanautoassurance.com/programs/" target="_blank">vehicle service contract</a></strong> for you.</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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		<title>Auto Repair Rules to Live by for DIY Mechanics</title>
		<link>http://americanautoassurance.com/auto-repair-rules-to-live-by-for-diy-mechanics/</link>
		<comments>http://americanautoassurance.com/auto-repair-rules-to-live-by-for-diy-mechanics/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 21:33:06 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[auto maintenance]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2285</guid>
		<description><![CDATA[We know that many of you are trying to save money any way you can without completely changing your lifestyle. When it comes to costs associated with an auto, many people stretch their auto repair and maintenance as far out ...]]></description>
			<content:encoded><![CDATA[<p>We know that many of you are trying to save money any way you can without completely changing your lifestyle. When it comes to costs associated with an auto, many people stretch their auto repair and maintenance as far out as they can. “If it runs, why fix it now,” seems to be a common sentiment.</p>
<p>If you fancy yourself a good enough grease monkey to manage many of the maintenance and repair task on your own and your auto warranty has expired, consider these 10 commandments to protect yourself from doing serious harm to your person and your vehicle:</p>
<p>1. Always place your auto in Park or Neutral before you begin any work.</p>
<p>2. Never crawl under your vehicle without making sure your car, truck or SUV is properly raising it first with blocks or jacks.</p>
<p>3. Always secure your wheels with blocks before doing the same, so you don’t risk having the vehicle role over you.</p>
<p>4. Don’t touch the starting or charging system without disconnecting the battery.</p>
<p>5. Make sure that you don’t ignite any spark or flame near the fuel system or the battery.</p>
<p>6. When possible, use the box-end wrench as opposed to the open-end wrench on nuts and bolts.</p>
<p>7. Unless you like taking a scalding hot bath followed by a trip to the emergency room, always be extremely cautious when opening the radiator cap.</p>
<p>8. Collect and properly dispose of all fluids that you drain from your vehicle. You don’t want these caustic, poisonous liquids to stain your driveway, leak into the ground water, or become a puddle your pets drink from or kids play in.</p>
<p>9. Remember that the laws of Murphy, K.I.S.S. and ASSUME apply.</p>
<p>10. And because these laws apply, maintain a cool head when performing auto repair and maintenance. Fixing cars can be frustrating. Working in anger leads to working in haste, which leads to poor decisions or missed steps. You’ll pay for these errors later.</p>
<p>Maybe we should add an 11th commandment which would be that if you are confused by any of the above or feel they are rules for wimps, then maybe it’s best you leave your auto repair and maintenance up to the pros.</p>
<p>If you are concerned about the cost of high priced repair bills from your auto shop, and your auto warranty has expired, you do have another option: protect your auto with our A rated <a title="vehicle service plans" href="http://americanautoassurance.com/programs/" target="_blank">vehicle service plans</a>. Most policies come with more benefits than simply covering parts and labor. They include extra bonuses like 24/7 roadside assistance, towing service, rental car coverage, and more. Plus, they are backed by financially stable insurance companies in good standing.</p>
<p>To see how low your monthly payment may be call us toll free at <strong>(877) 214-0335</strong>. If you’re ready to take action on the first call after we’ve answered all of your questions, we’ll <strong>deduct $500</strong> from your policy and waive your vehicle inspection. Or you can go to our <a title="vehicle service plans from American Auto Assurance" href="http://americanautoassurance.com/get-started/" target="_blank">Get Started</a> page to fill in some basic info before you speak with one of our customer care representatives about which of our fully-insured vehicle service plans makes the most sense for you.</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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		<title>Is It Time to Recharge Your Auto’s AC?</title>
		<link>http://americanautoassurance.com/is-it-time-to-recharge-your-autos-ac/</link>
		<comments>http://americanautoassurance.com/is-it-time-to-recharge-your-autos-ac/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 00:26:15 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[auto maintenance]]></category>
		<category><![CDATA[vehicle service contract information]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2282</guid>
		<description><![CDATA[Temperatures are consistently on the rise, taking us into the summer months. Lately, you may have been driving with your windows down enjoying the warm breeze. However, in some areas, the daytime highs are registering at temperatures where it would ...]]></description>
			<content:encoded><![CDATA[<p>Temperatures are consistently on the rise, taking us into the summer months. Lately, you may have been driving with your windows down enjoying the warm breeze. However, in some areas, the daytime highs are registering at temperatures where it would be more comfortable with the windows rolled up and the AC on.</p>
<p>If you started running the AC and you notice that it isn’t blowing as cold as it seemed to last summer, it might be time to recharge it. You have two options: take it to your local ASE certified mechanic or do it yourself.</p>
<p>Fortunately, if you want to save some money and you feel you can handle some basic mechanic skills, you should be able to handle this task on your own with the help of an all-in-one AC recharger kit and possibly a couple of cans of refrigerant (Freon in most cases). Here are the basic steps you’ll need to follow. Before you get started, make sure to read the instructions first and not as you’re trying to recharge your system.</p>
<p>&nbsp;</p>
<h3>1. Safety First</h3>
<p>Contact with refrigerant can cause instant frostbite to bare skin or your eyes. Make sure you wear safety glasses and have your arms and hands covered.</p>
<p>&nbsp;</p>
<h3>2. Determine Your Refrigerant Type</h3>
<p>If your auto is a 1995 model year or newer, you will need R134a refrigerant. In older model vehicles, the original refrigerant was R12. This type is no longer available in the DIY kits. If an older vehicle AC system needs recharging, it’s best to take it to your mechanic. They will either pull R12 from other older cars or they will suggest you make a modification to your system to allow it to use the R134a refrigerant. If you are unsure what type your vehicle needs, check your owner’s manual. Make sure you do not mix your refrigerant with any other type.</p>
<p>&nbsp;</p>
<h3>3. Find the Service Fittings</h3>
<p>Your AC system has two service fittings: a high side fitting and a low side fitting. You will find the high side fitting on the line that goes from the compressor to the condenser. The low side fitting is usually on the suction hose line or the line that goes from the accumulator to the compressor. If you are unsure where these lines are, this may be a good time to decide to take your auto into your mechanic. If you have the older R12 system, the fittings are the screw-type Schrader valves. On the newer R134a, they are the quick-connect style fittings. On both systems, the high side fitting is larger than the low side fitting.</p>
<p>&nbsp;</p>
<h3>4. Recharge Your System Following the Kit Instructions</h3>
<p>Your all-in-one kit will have instructions with about a dozen steps you will need to follow to make sure that you properly recharging your system without damaging it or you. Make sure you read through the instructions in their entirety before you get started, with the following critical steps:</p>
<ul>
<li>How to properly prepare the kit</li>
<li>How to attach the kit to your auto so it doesn’t rupture the can or allow blown air to enter your system</li>
<li>How to make sure your AC system pulls in vapor and not liquid</li>
<li>How to monitor the amount of refrigerant you add to your system</li>
<li>What to do if you need to add more than one can of refrigerant</li>
</ul>
<p>If you find that your AC stops blowing clod air within a few days, weeks or months after your performed the recharge, your system likely has a leak. You can add leak detection dye to the system to help you find the leak or decide at this point that it’s best to let your mechanic have a look. If you recharge it again without detecting and repairing a leak, you are wasting your time and money.</p>
<p>If you’re not the shade-tree mechanic type who likes to handle your own auto maintenance and repair, now is a good time to check if your auto warranty is still in effect. If it isn’t, get a free quote on a fully-insured vehicle service plan. With these plans, you are covered on costs associated with parts and labor, as well as other benefits like 24/7 roadside assistance, towing service, rental care coverage and more. Just give us a call at <strong>(877) 214-0335</strong> or fill out the basic form on our <a title="vehicle service plan quote" href="http://americanautoassurance.com/get-started/" target="_blank">Get Started</a> page. Our customer care representatives will answer all of your questions to make sure you make an educated decision on the right <a title="vehicle service plan" href="http://americanautoassurance.com/programs/" target="_blank">vehicle service plan</a> for you.</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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		<title>What Is the Difference between an Auto Warranty and a Vehicle Service Contract?</title>
		<link>http://americanautoassurance.com/what-is-the-difference-between-an-auto-warranty-and-a-vehicle-service-contract/</link>
		<comments>http://americanautoassurance.com/what-is-the-difference-between-an-auto-warranty-and-a-vehicle-service-contract/#comments</comments>
		<pubDate>Thu, 19 Apr 2012 18:41:39 +0000</pubDate>
		<dc:creator>americanautoassurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[vehicle service contract information]]></category>

		<guid isPermaLink="false">http://americanautoassurance.com/?p=2279</guid>
		<description><![CDATA[Have you receive something in the mail informing you that your auto warranty is about to expire, and if you take action now by investing in an extended auto warranty (aka vehicle service contract), you can save yourself thousands in ...]]></description>
			<content:encoded><![CDATA[<p>Have you receive something in the mail informing you that your auto warranty is about to expire, and if you take action now by investing in an extended auto warranty (aka vehicle service contract), you can save yourself thousands in auto repairs should your vehicle breakdown?</p>
<p>Many auto owners are left scratching their heads wondering …</p>
<p>Who’s sending me this notice? Is it coming from my auto manufacturer?</p>
<p>Is there a difference between what I have and what they are promoting?</p>
<p>Let us clear up any confusion or concerns you may have.</p>
<p>&nbsp;</p>
<h3>Auto Warranty</h3>
<p>Depending upon the make, model and year of your car, truck, or SUV, your factory original warranty will have terms for coverage based upon reaching a limit of miles or age. Many auto companies offer a 3-year / 36,000 mile plan. Some offer extended coverage up to a 5-year / 50,000 miles or longer on certain components or systems, like the Powertrain. If you aren’t sure what warranty your vehicle has, you can check with the dealership where you bought it. If you bought your auto from a private party, you can do a search online or contact the manufacturer for details.</p>
<p>It’s important that you understand exactly what is covered under your warranty. You don’t want to experience a problem only to find out when you take it into the dealership, that you aren’t covered for your specific problem. If your issue is covered under your current warranty, all of the costs should be covered by the manufacturer. You may be able to get a loaner car from the dealership doing the repairs while your vehicle is in the shop. If you’re driving a Mercedes and you have a relationship with the service manager at the dealership, you probably will get a loaner. If you drive a Hyundai and don’t know the people at the dealership, you’re probably out of luck.</p>
<p>&nbsp;</p>
<h3>Vehicle Service Contract</h3>
<p>There are a variety of vehicle service contracts marketed by numerous companies, and backed by a wide variety of insurance companies. Most of these are not backed by your auto manufacturer unless specifically stated on your contract. That doesn’t mean that the other contracts aren’t as equally valid or beneficial to protecting you from the high prices associated with auto repairs for breakdowns. However, you do need to watch the dishonest companies that try to hide the fact that you are not investing in to a plan that isn’t backed by your manufacturer.</p>
<p>&nbsp;</p>
<h3>When is the right time to invest in a vehicle service contract?</h3>
<p>Vehicle service contracts are being offered to protect your vehicle after your manufacturer’s auto warranty expires. In some case, you may want / need supplementary coverage if your auto warranty drops coverage of certain components after a period of time. The best time to research and select a plan is while your current auto warranty is still valid.</p>
<p>&nbsp;</p>
<h3>How do you select the right company and plan for you?</h3>
<p>First, you need to look into the reputability and stability of the company you are speaking with. Do they have a good rating online? Do they have a rating from the Better Business Bureau? How about the companies that actually back the policies? The company that is speaking with you on the phone is a marketing company; the company that backs the policy is an insurance provider. You need to find out information about both so you don’t end up with an expensive piece of paper that doesn’t provide you any value.</p>
<p>&nbsp;</p>
<h3>The American Auto Assurance Difference</h3>
<p>At American Auto Assurance, we have an A rating with the Better Business Bureau. Plus, all of the companies that back our policies are A Rated with AM Best, meaning that they are insurance companies in good standing and that they are financially stable. Furthermore, if the company that backs our policy go out of business, another AM Best A Rated insurance provider steps in to cover your policy with no change or extra charge to you.</p>
<p>&nbsp;</p>
<p>If your auto warranty is about to expire or has expired and you’re ready to take action to protect your auto, call us toll free at <strong>(877) 214-0335</strong> or go to our <a title="vehicle service contract" href="http://americanautoassurance.com/get-started/" target="_blank">Get Started</a> page and fill in some basic info for a free quote.</p>
<p>American Auto Assurance</p>
]]></content:encoded>
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